Driving Business for Sustainability

The Company and its subsidiaries are committed to conducting business in a manner that delivers strong operating performance and consistentlygenerates stable returns for stakeholders. At the same time, the Company and its subsidiaries are dedicated to developing the insurance and investment businesses to become a global leader, with a focus onsustainable growth through the development of products and services that respond to the needs of customers across all target segments. The Company and its subsidiaries place great importance on sustainability management by focusing on the organization’smaterial issues and prioritizing such matters based on their potential impact on the Company’sbusiness operations as well as their potential or actual impact on stakeholders. These impacts may be either positive or negative and are considered across the dimensions of environmental, social, governance, and economic factors (Environmental, Social and Governance: ESG). This approach supports the Company’sorganizational development and enables business growth alongside sustainable operations.

The Company is listed on the Stock Exchange of Thailand (SET) and is classified in the Financials sector under the Insurance category. The Company is recognized as having strong potential, sound operating performance, and a commitment to sustainability practices. The Company prepares its Sustainability Report in accordance with the guidelines specified in the Sustainability Reporting Guide for Listed Companies of the StockExchange of Thailand, and in alignment with the Global Reporting Initiative(GRI Standards 2016). The information disclosed in this report covers the period from 1 January 2025 to 31 December 2025, with the disclosure scope limited to Dhipaya Group Holdings PublicCompany Limited, which operates as a holding company investing in other businesses, and Dhipaya Insurance Public Company Limited, the subsidiary responsible for the Group’score operating business.

Sustainability Overview